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NAME: Francine Ratel
POSITION: Accounting
YEARS AT SSMG: 2 years (as of 11/1/18)
ORIGINALLY FROM: Long Island, NY
FAVORITE AREA ATTRACTION: The Beaches
BRIEF BACKGROUND: I have been working in the accounting field for 25+ years mainly as an accounting manager and controller. My most recent position in NY was as a controller for a builder, I was in that position for 9 years before moving to Florida.

NAME: Mark Annon
POSITION:  Community Association Manager
YEARS AT SSMG: April 2019 will be 16 years
ORIGINALLY FROM: Ormond Beach FL
FAVORITE AREA ATTRACTION: Matanzas Inlet
BRIEF BACKGROUND: I graduated from Mainland High School, attended Brevard college and am happily married with (3) young children.
MY HIDDEN TALENT IS: Hunting – currently raise Chickens, Beef Cows and Farm Hogs and grow produce 12 months out of the year.

NAME: Michele Logan
POSITION: Architectural Design Secretary/Administrative Secretary
YEARS AT SSMG: Five plus years
ORIGINALLY FROM: Delaware County, Pennsylvania
FAVORITE AREA ATTRACTION: Christmas Lights in St Augustine
BRIEF BACKGROUND: Married to husband Rob for 46 years have two sons and was a school and dance teacher
MY HIDDEN TALENT IS: Cooking & Gardening
COMMUNITY INVOLVEMENT: Tennis & Bunco

NAME: Karen Esposito
POSITION: Accounts Receivable
YEARS AT SSMG: 5 years
ORIGINALLY FROM: Syracuse, NY
FAVORITE AREA ATTRACTION: The Beach
BRIEF BACKGROUND: Coast Title & Remax Oceanside
MY HIDDEN TALENT IS: Organizing
COMMUNITY INVOLVEMENT: Keeping the local shopping establishments open!

NAME: Noreen Derrig
POSITION: Accounting Manager
YEARS AT SSMG: 9 years
ORIGINALLY FROM: Long Island, NY
FAVORITE AREA ATTRACTION: Seaworld
BRIEF BACKGROUND: I have lived in Palm Coast since 1987 and have professional experience of 31 years in accounting. I worked in the mortgage industry for 22 years with my last position held as Chief Financial Officer and Secondary Marketing Manager. I have now been in the property management business since June of 2009.
MY HIDDEN TALENT IS: Cooking and singing…not necessarily together and not sure if others think that it’s my talent!
COMMUNITY INVOLVEMENT: Very involved with civic organizations in the past and plan to get back to it now that my child is grown. I coached area soccer teams for a number of years as well as some volunteer work for church and affiliated clubs.

NAME: Carmen Jones
POSITION: Receptionist / Administrative Assistant
YEARS AT SSMG: 1½ years
ORIGINALLY FROM: Boston
FAVORITE AREA ATTRACTION: Any Beach
BRIEF BACKGROUND: Having a Hispanic background I am bi-lingual in Spanish and English. I was raised in Boston and now am a Floridian. I am married and have three beautiful kids.
MY HIDDEN TALENT IS: Drawing
COMMUNITY INVOLVEMENT: Helping keep the community clean.